Accessing Your Super for Dental Treatments and Dentures
Dental treatments and dentures can be costly, but everyone deserves access to essential care for their health and wellbeing. If you require dental work or dentures but are concerned about the expense, you may be eligible to use your superannuation to cover the cost.
In Australia, individuals can apply for early access to their superannuation under compassionate grounds, which includes both dental procedures and dentures necessary for overall health.
Superannuation Can Cover Both Dental Work and Dentures
Many people are unaware that early super release applies to both dental treatments and dentures. Whether you need general dental work, extractions, implants, or a full or partial denture, you may be able to access your superannuation to help cover the cost.
At Kogarah Denture & Dental Clinic, we assist patients with superannuation access for:
– Essential dental treatments (including extractions, crowns, and implants)
– Urgent dental procedures
– Dental and denture work necessary for health and wellbeing
Who Can Access Super for Dental or Denture Work?
The Australian Taxation Office (ATO) permits early superannuation access for dental and denture procedures under compassionate grounds. If you are experiencing pain, difficulty eating, or other dental health concerns, you may be eligible to apply.
To qualify, you typically need:
– A supporting letter from a dentist confirming the necessity of the procedure
– Medical evidence (if required)
– A completed application submitted through the ATO
How We Help You Access Super for Dental and Denture Treatment
At Kogarah Denture & Dental Clinic, we partner with SuperCare, a third-party service that assists patients with the early super release process. Their team helps with the paperwork and streamlines the application to improve approval chances, ensuring you can access your superannuation for dental or denture work without delays.
Our process includes:
- Assessing your eligibility for super release based on your dental or denture needs
- Helping you gather the required documents, including dentist reports
- Connecting you with SuperCare to assist with the application
Book a Consultation Today!
If you need dental work or dentures and want to find out whether you qualify for early superannuation release, our team is here to help. We can answer your questions, assess your eligibility, and guide you through the process.
Call us today or book an appointment to get started.

Patient Reviews
Don’t take our word for it, see what our patients had to say about their experience
EXCELLENT Based on 241 reviews MarTh BV20 March 2025Trustindex verifies that the original source of the review is Google. Great experience!! Thank you so much Dr George for making my smile back again. Lovely Team you have there. Highly recommended!!!! Thank you too, Maria. HENRY BARACZ13 March 2025Trustindex verifies that the original source of the review is Google. George and his team were amazing from my initial assessment to the day I got my partial dentures highly recommend Mira Kikas21 February 2025Trustindex verifies that the original source of the review is Google. I recently visit Kogarah Dental clinic, and I can confidently say it was the one of the best dental experiences I have ever had! The clinic itself is modern, clean, and equipped with state-of-art technology, which immediately put me at ease. Dr George , Maria and entire team were incredibly knowledgeable, patient, and thorough in explaining my treatment option. They took time to address all my concerns, ensuring I felt comfortable every step of the way. The procedure was painless, efficient, and handled with care. What truly sets this clinic apart in their genuine commitment to patient comfort and wellbeing. Whether is it’s routine cleaning or more complex dental work, they go above and beyond to provide top/notch care. I highly recommend this clinic to anyone looking for a trustworthy and skilled dental team. Thank you Kogarah Denture and Dental Clinic, for making my visit such a pleasant one! Felicity Anscombe20 February 2025Trustindex verifies that the original source of the review is Google. I had an emergency with my front bottom 4 implants , I was very upset George and staff made me a perfect smile in a timely manor so I could be back at work 1 week later.Outstanding professionalism and friendliness. Every visit feels like visiting a friend. Also, the results are outstanding, couldn’t be happier. Serendipity Restaurant & Bar18 February 2025Trustindex verifies that the original source of the review is Google. Really terrific people who go beyond anything you could ever expect from a clinic. George and the team understand what it’s like to be a family and how much family mean to us. Their love and care is profound to their clientele. If you need a quick repair to dentures this is one of the most affordable places in Sydney. Which ultimately lead to us purchasing new dentures at a very competitive rate. Highly recommend Joe Menke16 December 2024Trustindex verifies that the original source of the review is Google. The gentlest dental clinic I have ever experienced. Friendly staff, always trying to keep me relaxed. Highly recommended dental clinic. David Kehoe11 December 2024Trustindex verifies that the original source of the review is Google. I am so happy I chose Kogarah Denture and Dental Clinic George made me feel relaxed right from the beginning I had new dentures made , and found the whole experience both professional and with no anxiety I can highly recommend both George and his whole clinic Lyn Robinson9 December 2024Trustindex verifies that the original source of the review is Google. Dr Georgiou was so kind and caring with my 96 year old mother when getting her new dentures. My mum was very happy with the fit and comfort of her new dentures. Highly recommend this surgery. Alannah Brown27 November 2024Trustindex verifies that the original source of the review is Google. I had an amazing experience with George and the team I felt extremely comfortable through the whole procedure. Extremely happy with my new smile. It has given me back my confidence. A huge thankyou to the team. Highly recommend for anyone looking for the best 😁 Diane Hugo21 November 2024Trustindex verifies that the original source of the review is Google. I’d have to say this was the best experience I've ever had at a dentist! Can’t believe the size of my smile😁 So happy! George and Maria were so professional, friendly and gave me alot of helpful advice. Thank you so much for giving me back my lovely smile🩷
Superannuation Payments FAQs
All Australian citizens and permanent residents may apply for early super release on compassionate grounds to cover medical or dental treatments.
Yes, you can use your super to pay for eligible dental treatments. Our team can assist you in the application process.
Yes, you can access your super to cover dental costs for your dependents, including children and immediate or non-immediate family members.
Each superannuation fund has its own policies, so it’s best to check with your provider to ensure they allow early release for dental treatments.
If you have not yet reached your preservation age (typically between 55-60), you may need to pay tax on the amount withdrawn. It’s advisable to speak with your super fund to understand any tax implications.
Superannuation should be considered as a last resort. Explore all financial options before making a decision, as your super is intended for retirement savings.